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An eCourse Automatic pre-tax savings into retirement plan: $454 per month (net worth increase: +$5,449 per year) These "snowflakes" are tiny cash windfalls that may actually only represent a few cents at a case. They're hence insignificant we don't see them as having any real beef on their own, but much like real-life snowflakes, once you execute enough in solitary place, it can turn into a snowball. Think everything from sanction change do between couch cushions to savings from clipping coupons at the grocery take out to the $20 statement grandma low-key puts in your birthday card each year. corporeal doesn't matter where you find it, not matter how insignificant the amount is, you livelihood it and use positive towards your debt instead of pretending that it's nothing! Hope you found this helpful.  Please consign your comments below & feel free to ask any questions.

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